{"id":1276,"date":"2023-02-13T02:24:11","date_gmt":"2023-02-13T02:24:11","guid":{"rendered":"http:\/\/asaid.digitalscholar.rochester.edu\/blog\/?page_id=1276"},"modified":"2023-05-02T17:44:37","modified_gmt":"2023-05-02T17:44:37","slug":"wealth-disparity","status":"publish","type":"page","link":"https:\/\/findex.digitalscholar.rochester.edu\/?page_id=1276","title":{"rendered":"Wealth Disparity"},"content":{"rendered":"<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box_d9a7d8-bb .kt-blocks-info-box-link-wrap{max-width:unset;}.kt-info-box_d9a7d8-bb .kt-blocks-info-box-link-wrap{border-top:5px solid var(--global-palette7, #eeeeee);border-right:5px solid var(--global-palette7, #eeeeee);border-bottom:5px solid var(--global-palette7, #eeeeee);border-left:5px solid var(--global-palette7, #eeeeee);border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;background:#a7f8a0;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);margin-bottom:var(--global-kb-spacing-md, 2rem);}.kt-info-box_d9a7d8-bb .kadence-info-box-icon-container .kt-info-svg-icon, .kt-info-box_d9a7d8-bb .kt-info-svg-icon-flip, .kt-info-box_d9a7d8-bb .kt-blocks-info-box-number{font-size:50px;}.kt-info-box_d9a7d8-bb .kt-blocks-info-box-media{color:#444444;background:transparent;border-color:#444444;border-radius:200px;overflow:hidden;border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kt-info-box_d9a7d8-bb .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:10px;margin-left:15px;}.kt-info-box_d9a7d8-bb .kt-blocks-info-box-media .kadence-info-box-image-intrisic img{border-radius:200px;}.kt-info-box_d9a7d8-bb .kt-blocks-info-box-link-wrap:hover .kt-blocks-info-box-media{color:#444444;background:transparent;border-color:#444444;}.kt-info-box_d9a7d8-bb .kt-infobox-textcontent h2.kt-blocks-info-box-title{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-top:5px;margin-right:0px;margin-bottom:10px;margin-left:0px;}.kt-info-box_d9a7d8-bb .kt-infobox-textcontent .kt-blocks-info-box-text{color:#555555;}.kt-info-box_d9a7d8-bb .kt-blocks-info-box-learnmore{background:transparent;border-color:#555555;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}.kt-info-box_d9a7d8-bb .kt-blocks-info-box-link-wrap:hover .kt-blocks-info-box-learnmore,.kt-info-box_d9a7d8-bb .kt-blocks-info-box-link-wrap .kt-blocks-info-box-learnmore:focus{color:#ffffff;background:#444444;border-color:#444444;}@media all and (max-width: 1024px){.kt-info-box_d9a7d8-bb .kt-blocks-info-box-link-wrap{border-top:5px solid var(--global-palette7, #eeeeee);border-right:5px solid var(--global-palette7, #eeeeee);border-bottom:5px solid var(--global-palette7, #eeeeee);border-left:5px solid var(--global-palette7, #eeeeee);}}@media all and (max-width: 767px){.kt-info-box_d9a7d8-bb .kt-blocks-info-box-link-wrap{border-top:5px solid var(--global-palette7, #eeeeee);border-right:5px solid var(--global-palette7, #eeeeee);border-bottom:5px solid var(--global-palette7, #eeeeee);border-left:5px solid var(--global-palette7, #eeeeee);}}<\/style>\n<div class=\"wp-block-kadence-infobox kt-info-box_d9a7d8-bb\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_dollarSign kt-info-svg-icon\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><line x1=\"12\" y1=\"1\" x2=\"12\" y2=\"23\"\/><path d=\"M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6\"\/><\/svg><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h2 class=\"kt-blocks-info-box-title\">Wealth Disparity<\/h2><p class=\"kt-blocks-info-box-text\">The term &#8220;income gap&#8221; refers to the difference in earnings between two groups, such as the wealthy 1% and the less affluent 99%, or between white and black Americans. On the other hand, the wealth gap considers assets and net worth (total assets minus debts) rather than just income.<\/p><\/div><\/span><\/div>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">&#8220;We playing the long game. We don\u2019t want the money to stop when we go. When we can\u2019t work no more. We want it to outlive us, we want it to be generational.&#8221;<\/p>\n\n\n\n<p class=\"has-text-align-center has-small-font-size wp-block-paragraph\">&#8211; Nipsey Hussle<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">What to expect?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Wealth disparity is an important part of financial literacy because it allows you to understand where the wealth goes. In this section, we will be discussing what wealth disparity is, how we are affected by it, and who is affected the most by it. Finally, we will discuss why it&#8217;s important to be aware of it and how we can combat it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Topics<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cause<\/li>\n\n\n\n<li>Statistics<\/li>\n\n\n\n<li>Lack of Wealth in minority communities<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Continue to start the course<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"http:\/\/asaid.digitalscholar.rochester.edu\/blog\/wp-content\/uploads\/2023\/04\/bag-1024x1024.png\" alt=\"\" class=\"wp-image-1727\" srcset=\"https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/bag-1024x1024.png 1024w, https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/bag-300x300.png 300w, https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/bag-150x150.png 150w, https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/bag-768x768.png 768w, https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/bag.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><\/div>\n<\/div>\n\n\n\n<!--nextpage-->\n\n\n<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box_010e29-f1 .kt-blocks-info-box-link-wrap{max-width:unset;}.kt-info-box_010e29-f1 .kt-blocks-info-box-link-wrap{border-top:5px solid var(--global-palette7, #eeeeee);border-right:5px solid var(--global-palette7, #eeeeee);border-bottom:5px solid var(--global-palette7, #eeeeee);border-left:5px solid var(--global-palette7, #eeeeee);border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;background:#a7f8a0;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);margin-bottom:var(--global-kb-spacing-md, 2rem);}.kt-info-box_010e29-f1 .kadence-info-box-icon-container .kt-info-svg-icon, .kt-info-box_010e29-f1 .kt-info-svg-icon-flip, .kt-info-box_010e29-f1 .kt-blocks-info-box-number{font-size:50px;}.kt-info-box_010e29-f1 .kt-blocks-info-box-media{background:transparent;border-radius:200px;overflow:hidden;border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kt-info-box_010e29-f1 .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:10px;margin-left:15px;}.kt-info-box_010e29-f1 .kt-blocks-info-box-media .kadence-info-box-image-intrisic img{border-radius:200px;}.kt-info-box_010e29-f1 .kt-infobox-textcontent h2.kt-blocks-info-box-title{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-top:5px;margin-right:0px;margin-bottom:10px;margin-left:0px;}.kt-info-box_010e29-f1 .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}@media all and (max-width: 1024px){.kt-info-box_010e29-f1 .kt-blocks-info-box-link-wrap{border-top:5px solid var(--global-palette7, #eeeeee);border-right:5px solid var(--global-palette7, #eeeeee);border-bottom:5px solid var(--global-palette7, #eeeeee);border-left:5px solid var(--global-palette7, #eeeeee);}}@media all and (max-width: 767px){.kt-info-box_010e29-f1 .kt-blocks-info-box-link-wrap{border-top:5px solid var(--global-palette7, #eeeeee);border-right:5px solid var(--global-palette7, #eeeeee);border-bottom:5px solid var(--global-palette7, #eeeeee);border-left:5px solid var(--global-palette7, #eeeeee);}}<\/style>\n<div class=\"wp-block-kadence-infobox kt-info-box_010e29-f1\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_question kt-info-svg-icon\"><svg viewBox=\"0 0 384 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M202.021 0C122.202 0 70.503 32.703 29.914 91.026c-7.363 10.58-5.093 25.086 5.178 32.874l43.138 32.709c10.373 7.865 25.132 6.026 33.253-4.148 25.049-31.381 43.63-49.449 82.757-49.449 30.764 0 68.816 19.799 68.816 49.631 0 22.552-18.617 34.134-48.993 51.164-35.423 19.86-82.299 44.576-82.299 106.405V320c0 13.255 10.745 24 24 24h72.471c13.255 0 24-10.745 24-24v-5.773c0-42.86 125.268-44.645 125.268-160.627C377.504 66.256 286.902 0 202.021 0zM192 373.459c-38.196 0-69.271 31.075-69.271 69.271 0 38.195 31.075 69.27 69.271 69.27s69.271-31.075 69.271-69.271-31.075-69.27-69.271-69.27z\"\/><\/svg><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h2 class=\"kt-blocks-info-box-title\">What is it?<\/h2><p class=\"kt-blocks-info-box-text\"><\/p><\/div><\/span><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"wp-block-paragraph\">To illustrate, consider two individuals: one owns a $200,000 house that they inherited, has no student debt because their parents paid for college, and earns an annual salary of $45,000. The other person earns $65,000 yearly, rents their home, and has $80,000 in student debt. At first glance, the person with the higher income seems to be better off. However, when wealth is considered, it becomes clear that the person with the lower income has a much higher net worth because they own a valuable asset, have no debt, and thus have a more secure financial situation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The cause<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Income inequality, housing policies, limited educational opportunities, and a lack of support structures are some of the factors that contribute to the gap. Data reveals a growing gap, since the Civil Rights era in the 1960s, in the median wealth across race and ethnicity in the United States.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is those of the poor classes who provide the physical labor. The capitalist takes that labor and gives a wage. That wage is not equal to the amount of money made by the labor, and that is how the capitalist makes their profit. This is what is increasing the income gap between the rich and the poor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Statistics<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The wealth gap between Black and White families remains large, despite Black families\u2019 real (i.e., inflation-adjusted) wealth gains in dollar terms.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In 2019, the typical non-Hispanic Black family had about $23,000 in wealth. That\u2019s up 32%, from $17,000 of wealth in 2016 (using unrounded numbers). By \u201ctypical,\u201d we mean a family at the middle or median. (The median is a useful approximation of the typical family\u2019s experience because it\u2019s not as likely to be affected as the average by the inclusion of data on extremely high- or low-wealth-holding families.)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That\u2019s also 12 cents per dollar of the typical non-Hispanic white family, which had about $184,000 of wealth in 2019. Non-Hispanic white family wealth was up 4% from $177,000 in 2016.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"http:\/\/asaid.digitalscholar.rochester.edu\/blog\/wp-content\/uploads\/2023\/04\/finbuck-1-1024x1024.png\" alt=\"\" class=\"wp-image-1741\" srcset=\"https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/finbuck-1-1024x1024.png 1024w, https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/finbuck-1-300x300.png 300w, https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/finbuck-1-150x150.png 150w, https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/finbuck-1-768x768.png 768w, https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/finbuck-1.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<!--nextpage-->\n\n\n<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box_af58bd-f1 .kt-blocks-info-box-link-wrap{max-width:unset;}.kt-info-box_af58bd-f1 .kt-blocks-info-box-link-wrap{border-top:5px solid var(--global-palette7, #eeeeee);border-right:5px solid var(--global-palette7, #eeeeee);border-bottom:5px solid var(--global-palette7, #eeeeee);border-left:5px solid var(--global-palette7, #eeeeee);border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;background:#a7f8a0;padding-top:var(--global-kb-spacing-xs, 1rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-xs, 1rem);padding-left:var(--global-kb-spacing-xs, 1rem);margin-bottom:var(--global-kb-spacing-md, 2rem);}.kt-info-box_af58bd-f1 .kadence-info-box-icon-container .kt-info-svg-icon, .kt-info-box_af58bd-f1 .kt-info-svg-icon-flip, .kt-info-box_af58bd-f1 .kt-blocks-info-box-number{font-size:50px;}.kt-info-box_af58bd-f1 .kt-blocks-info-box-media{background:transparent;border-radius:200px;overflow:hidden;border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kt-info-box_af58bd-f1 .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:10px;margin-left:15px;}.kt-info-box_af58bd-f1 .kt-blocks-info-box-media .kadence-info-box-image-intrisic img{border-radius:200px;}.kt-info-box_af58bd-f1 .kt-infobox-textcontent h2.kt-blocks-info-box-title{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-top:5px;margin-right:0px;margin-bottom:10px;margin-left:0px;}.kt-info-box_af58bd-f1 .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}@media all and (max-width: 1024px){.kt-info-box_af58bd-f1 .kt-blocks-info-box-link-wrap{border-top:5px solid var(--global-palette7, #eeeeee);border-right:5px solid var(--global-palette7, #eeeeee);border-bottom:5px solid var(--global-palette7, #eeeeee);border-left:5px solid var(--global-palette7, #eeeeee);}}@media all and (max-width: 767px){.kt-info-box_af58bd-f1 .kt-blocks-info-box-link-wrap{border-top:5px solid var(--global-palette7, #eeeeee);border-right:5px solid var(--global-palette7, #eeeeee);border-bottom:5px solid var(--global-palette7, #eeeeee);border-left:5px solid var(--global-palette7, #eeeeee);}}<\/style>\n<div class=\"wp-block-kadence-infobox kt-info-box_af58bd-f1\"><span class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_people kt-info-svg-icon\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M5.5 0c-.51 0-.95.35-1.22.88.45.54.72 1.28.72 2.13 0 .29-.03.55-.09.81.19.11.38.19.59.19.83 0 1.5-.9 1.5-2s-.67-2-1.5-2zm-3 1c-.83 0-1.5.9-1.5 2s.67 2 1.5 2 1.5-.9 1.5-2-.67-2-1.5-2zm4.75 3.16c-.43.51-1.02.82-1.69.84.27.38.44.84.44 1.34v.66h2v-1.66c0-.52-.31-.97-.75-1.19zm-6.5 1c-.44.22-.75.67-.75 1.19v1.66h5v-1.66c0-.52-.31-.97-.75-1.19-.45.53-1.06.84-1.75.84s-1.3-.32-1.75-.84z\"\/><\/svg><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h2 class=\"kt-blocks-info-box-title\">Lack of wealth for minority communities<\/h2><p class=\"kt-blocks-info-box-text\"><\/p><\/div><\/span><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h4 class=\"wp-block-heading\">Cause<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">While groups such as white families and those with at least a bachelor&#8217;s degree, who have historically possessed higher wealth, gained a modest 4% to 5% more wealth in recent times, their starting point was much higher. This means that even small percentage gains translated into significant dollar gains, perpetuating the wide wealth gaps. As a result, Black, Hispanic, and less educated families have continued to struggle with low levels of wealth, hindering their ability to participate in the economy and attain financial stability fully.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Why is it important <\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">It is important to be aware of wealth inequality because it can have significant social and economic consequences. When there is a large gap between the wealthy and the less affluent, it can create systemic issues such as limited access to education, healthcare, and job opportunities. Additionally, wealth inequality can negatively affect social mobility, perpetuating cycles of poverty for certain groups of people. It can also lead to increased political power and influence for the wealthy, which can result in policies that further perpetuate inequality.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Moreover, wealth inequality can lead to social unrest and tension, which can undermine the stability of society as a whole. Thus, understanding and addressing wealth inequality is crucial for creating a more equitable and just society where everyone has an opportunity to succeed and live a dignified life.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"http:\/\/asaid.digitalscholar.rochester.edu\/blog\/wp-content\/uploads\/2023\/04\/hand-1024x1024.png\" alt=\"\" class=\"wp-image-1751\" srcset=\"https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/hand-1024x1024.png 1024w, https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/hand-300x300.png 300w, https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/hand-150x150.png 150w, https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/hand-768x768.png 768w, https:\/\/findex.digitalscholar.rochester.edu\/wp-content\/uploads\/2023\/04\/hand.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;We playing the long game. We don\u2019t want the money to stop when we go. When we can\u2019t work no more. We want it to outlive us, we want it to be generational.&#8221; &#8211; Nipsey Hussle What to expect? Wealth disparity is an important part of financial literacy because it allows you to understand where&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"normal","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-1276","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/findex.digitalscholar.rochester.edu\/index.php?rest_route=\/wp\/v2\/pages\/1276","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/findex.digitalscholar.rochester.edu\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/findex.digitalscholar.rochester.edu\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/findex.digitalscholar.rochester.edu\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/findex.digitalscholar.rochester.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1276"}],"version-history":[{"count":18,"href":"https:\/\/findex.digitalscholar.rochester.edu\/index.php?rest_route=\/wp\/v2\/pages\/1276\/revisions"}],"predecessor-version":[{"id":1788,"href":"https:\/\/findex.digitalscholar.rochester.edu\/index.php?rest_route=\/wp\/v2\/pages\/1276\/revisions\/1788"}],"wp:attachment":[{"href":"https:\/\/findex.digitalscholar.rochester.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}